Frequently Asked Questions

Yes, People First Insurance Family is family-owned and licensed. We're licensed in both Louisiana and Texas to serve clients across the Gulf Coast region.

Yes, we serve clients across Louisiana and Texas. Our service areas include Lake Charles, Lafayette, Beaumont, Houston, Shreveport, and Dallas.

We've been trusted for over a decade by families in the Gulf Coast region. Our team has decades of regional experience serving Louisiana and Texas communities.

Yes, we offer comprehensive group policies combining health, life, and supplemental benefits. Plans are tailored to industries across Lake Charles, Beaumont, and Houston.

We're known for fast claims support with personalized service. Our proven track record includes helping clients rebuild after Gulf Coast hurricanes.

Yes, our trusted Medicare specialists provide clear, one-on-one help with enrollment and plan comparison. We help avoid coverage gaps and penalties for Louisiana and Texas seniors.

Yes, we offer short-term health coverage with quick setup and same-day effective dates. Flexible policy durations range from 30 days to 12 months.

Yes, we have strong local expertise in storm, flood, and coastal risk coverage. We've helped clients rebuild after Gulf Coast hurricanes with decades of regional experience.

We offer both short- and long-term disability insurance for individuals and employer groups. Coverage is customized for local cost-of-living needs and Gulf Coast industries.

Yes, we provide FSA setup and administration for local employers. Our agents guide HR teams through contribution limits and IRS compliance requirements.

Yes, we provide personalized help selecting ACA-compliant marketplace plans. We assist with enrollment periods and have deep understanding of Louisiana's marketplace networks and subsidies.

You can contact us at 337-735-3911 for personalized service. We provide customized policy packages and consultations that fit every stage of life.

Yes, we serve Dallas, Houston, Beaumont, and other Texas cities. We also cover Louisiana locations including Lake Charles, Shreveport, and Lafayette.

Yes, our whole life insurance offers loan flexibility against your cash value. The policy builds cash value with steady growth and guaranteed death benefits.

Yes, we provide ACA-compliant health insurance guidance including plan selection, network verification, subsidy qualification assistance, and enrollment support.

Universal life provides lifelong protection with flexible premiums, tax-advantaged savings, adjustable death benefits, and estate planning advantages for long-term financial security.

Yes, we provide group life insurance for small and mid-sized employers with voluntary and employer-paid options, easy enrollment, and simplified claims processing.

Yes, our term life insurance offers personalized term lengths with competitive premiums and flexible renewal options for your financial security needs.

Yes, our homeowners insurance includes specialized wind and storm exposure options for coastal areas, plus comprehensive dwelling and liability coverage.

We offer short-term and long-term disability coverage with customized benefit amounts, income protection during illness or injury, and rehabilitation support.

Yes, we provide commercial general liability insurance for business protection, covering liability risks, property damage, and professional liability tailored to your industry.

Yes, our auto insurance includes storm damage protection along with liability, collision, comprehensive, uninsured motorist protection, and roadside assistance coverage.